Surrogate Mother Compensation

What state do you live in

Do you have insurance?

$42,600 and Up

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First-time surrogates in eligible states without insurance (medium blue)

Base fee: $35,000, plus the additional benefits below averaging $7,600. Total average compensation is $42,600. In addition, all lost wages, childcare, travel expenses and related costs will be covered.


First-time surrogates in high-demand states without insurance (light blue), or surrogates in eligible states with insurance (medium blue).

Base fee: $40,000, plus the additional benefits below averaging $7,600. Total average compensation is $47,600. In addition, all lost wages, childcare, travel expenses and related costs will be covered.

$52,600 and Up

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First time surrogates in high-demand states with insurance (light blue), or experienced surrogates in high-demand states without insurance.

Base fee: $45,000 plus the additional benefits below averaging $7,600. Total average compensation is $52,600. In addition, all lost wages, childcare, travel expenses and related costs will be covered.

$62,600 and Up

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Experienced surrogates in ultra high-demand states with insurance (hot pink), or Experienced surrogates in ultra high-demand states without insurance

Base fee: $55,000+, plus the additional benefits below averaging $7,600. Total average compensation is at least $62,600, $67,600 with insurance covering the surrogacy. In addition, all lost wages, childcare, travel expenses and related costs will be covered.

Thank you for your generosity and thoughtfulness in deciding to be a surrogate! There are sooo many benefits to being a surrogate- You get to help a deserving family create the family of their dreams, you get to join an amazing community of generous, wonderful women, and you get to help your family out with industry-leading financial benefits. Below we list the financial compensation available to you as a surrogate. Though each surrogacy contract is unique, most of our surrogates will receive the benefits listed below during their surrogacy with us. In addition, because we one of our co-founders is a three time surrogate, we offer surrogates the unique experience of having a previous surrogate on their side throughout the journey.

No one cares for their surrogates like Simple Surrogacy. From morning sickness packages to personalized push presents through industry leading compensation and benefits packages, we will ensure you feel cherished your whole journey. Our surrogates select their intended Parents FIRST. There is no forced matching. You will have the ability to select from one of our many Intended Parents waiting to match with you. You see their profile first, and will read about their family history, struggles with infertility, and get to know them and why they need you to create their family. Only once you have selected the profile or profiles you are interested in will your selected Parents see your profile. Once you like each other on paper, then we will proceed to a mediated phone call and in person meeting. Most of our Intended Parents and Surrogate go on to become lifelong friends!

We treat our surrogates well and with respect! All coordinators are all previous surrogates through our program. We understand what you are going through and will support you fully. Many of our surrogates decide after going through our program to join us as coordinators! We take surrogates on retreats, give delivery gifts, and generally care more about your experience than other agencies. We’ll protect you with your own attorney, and a fully funded escrow account and a personal escrow advocate on call to you. Our Surrogate’s expenses are reimbursed weekly, not monthly like other agencies. We offer direct deposit, and payments will appear in your account on the first of the month. We can also advance funds for travel and pre-pay travel costs so you do not have to spend your own money. We pay generous referral bonuses to anyone who refers a surrogate to us who matches through our program and signs legal agreements with their parents.

Additional Benefits as needed

$200 Monthly Allowance, $250 for Twins

$250 Mock Cycle/$500 Cancelled Cycle

$500 Start of Medication / $1000 Transfer fee

$1500 Selective Reduction

$500 Per Invasive Procedure

$7500+ Doctor-ordered Bedrest for wages

$5000 Reproductive Organ Loss

$3500 first C-Section, $1500 subsequent

$15,000 Multiples Fee

See If I Qualify
Pre-pregnancy Benefits
  • Pre-pregnancy Benefits
  • All travel expenses to IVF clinic paid for you AND companion- including childcare, lost wages, meal allowance and all travel costs.
  • $200/month OR $250/month for International Parent matches paid for miscellaneous expenses begun when you sign contracts with your Intended Parents, more for twins
  • $500 Start of medication fee
  • $1,000 per transfer attempt – paid immediately
  • Personal escrow advocate to ensure all payments
  • Independent legal counsel provided for you at no cost
  • $3,000+ in expected benefits
Benefits during pregnancy
  • $200 / month Miscellaneous Fee or $250 for International parent matches (Increases to $250/300 if you are carrying twins) ($3,000+ total)
  • $800 (singleton) or $1,000 (multiples) Maternity Clothing Allowance
  • $3,500 C-Section fee or $1,500 for a repeat C-section fee
  • 2 weeks of lost wages paid for a vaginal delivery, 6 weeks for a c-section
  • Childcare paid for recovery time
  • 24/7 Coordinator Support by a Surrogate who has been through our program
  • $750 paid for you to attend the Surrogate Support retreat
  • $250,000 Life Insurance Policy
  • Push presents and pregnancy care packages
  • Medical and Financial Billing Assistance
  • 24/7 access to your escrow portal showing expected payments and sent payments
  • 2 day processing of all reimbursement requests


Additional Benefits as needed
  • $500 Mock Cycle Fee
  • $500 Cancelled Cycle (non-medical reasons)
  • $1,500 Pregnancy Termination
  • $1,500 Selective Reduction
  • $500 Per Invasive Procedure
  • $5,400+ Doctor-Ordered Bedrest (lost wages and childcare)
  • $5,000 Reproductive Organ Loss
  • $3,500 Caesarean Section (subsequent $1,500)
  • $15,000 Multiples Fee

In addition to the above benefits, what you gain with Simple Surrogacy is the support and understanding from a Women-owned agency run by previous surrogates and egg donors. We have been in your position, and we know exactly how to support Surrogates throughout their journeys. Our over 19 years of experience combined with our intimate knowledge of what it takes to be a surrogate can make your journey the ideal, life-enhancing experience it should be!


Total Compensation, Benefits and Expenses$42,600



Gestational Surrogate Base Compensation

Paid to Surrogate in 8 equal installments over the course of the pregnancy, beginning with confirmation of pregnancy via heartbeat through ultrasound.

First time Surrogate$40,000

Average, some states different, without Insurance

First time Surrogate with lnsurance coveríng materníty (no Exclusions or payback)$45,000

Average, some states different

Traditional Surrogates$50,000

Starting at $50,000

Experienced Surrogates$45,000+

Experienced Surrogates name their own compensation within reason.


Monthly Allowance$200-$300 / month

In lieu of itemized reimbursements, this monthly fee covers expenses during pregnancy. This includes prenatal vitamins, phone calls, faxing, childcare or wages for local appointments, home pregnancy tests, notary expenses and other misc. expenses.

$200 / Monthly
$250 / International IPs
$250 / $300 Twins beginning in second trimester
APROX $2,000 singleton
APROX $2,500 twins

Maternity Clothing Allowance$800-$1,000

$800 singleton
$1,000 multiples

Start Meds fee / Embryo Transfer Fee$500 / $1,000

$500 paid at start of Medication.

$1,000 Paid after each embryo transfer procedure.

$500 Start of Meds Fee

$1,000 per embryo transferred / per transfer
Plus actual expenses

Invasive Procedure Fee$500

To compensate for invasive procedures.

$500 / per procedure

IUI Fee$250

Paid per cycle for IUIs in Traditional Surrogates. Not paid to Gestational Surrogates who receive the transfer fee.

$250 / cycle

Surrogate Retreat$750

Retreat taken every year by Surrogates who have delivered in our program.

Estate Planning Documents (If requested or required)$1,500 value

Each Surrogate, if requested or required legally for your state, will receive documents drafted for the Intended Parent’s rights at the hospital, that continue to cover the surrogate beyond delivery. These documents are Declaration of Guardianship for her Children, Medical Power of Attorney, Financial Power of Attorney and HIPPA. We design these documents to continue to work for you beyond the surrogacy. We do not draft wills for surrogates.

If not requested or required by the state of delivery, there is no monetary value or payment to the surrogate.

Life lnsurance$450

Each Surrogate will receive the benefit of a $250,000 minimum Life Insurance policy in the event of their demise, paid to their family. Intended Parent(s) can also have policy pay an amount to them.

$450 Value


Lost WagesTDB

Lost wages are determined by actual after-tax earnings and varies based on disability insurance and actual earnings for working Surrogates only. These are paid for Transfer and Bed Rest or work restriction.

Depends on Surrogate’s hourly wage

Insurance available for bedrest lost wages.

Lost Wages for Spouse$3,000

There may be lost wages for spouse (after tax earnings as verified by recent pay stub) for medical evaluation trip, embryo transfer trip, invasive procedures, legal filings, emergencies and if necessary for birth.

Depends on hourly wage

Meal Allowance$50/day average

If travel of more than half a day is necessary to fulfill obligations under the contract.

$50 / day Average

Travel ExpensesTBD

Includes possible hotel, parking, round-trip economy airfare for GS and companion (if required), travel to and from airport.


Local Travel

If Surrogate is required to travel by car to doctor, clinic visits, monitoring clinic, etc. Mileage is only reimbursed after the first 100 round trip miles per trip.

$.56 / mile
or current IRS guidelines

Bed Rest Compensation

If put on doctor ordered bed rest (during pregnancy, miscarriage, termination/selective reduction procedure, amniocentesis, etc.) This fee covers housekeeping and childcare.

$250 / week, $6,000 Cap
or per Surrogacy Agreement

Insurance available for this cost.

Twins Housekeeping Allowance$75/week

If carrying twins or greater, a housekeeping allowance paid to the Surrogate from 26 weeks of pregnancy, paid weekly.

$75 / week with receipts

Child Care$200 - $600

ln the event of needing childcare to fulfill contractual obligations.

$200 – $600 Per week, depending on number of children and surrogate agreement.

Multiple Fee$15,000

Fee paid for each additional child carried beyond one.

$15,000 / additional child

C-Section$3,500 / $1,500

To compensate for additional pain and suffering and added risks. The fees shown are typical but experienced Surrogates may request more than quoted amounts.

$3,500 first C-section,
$1,500 subsequent

Experienced surrogates may request more.


Milk Pumping$1 / ounce

Paid weekly for Milk Pumping following birth.

$1 per ounce

Plus all pumping expenses and shipping

Delay fee

Paid if there is a 90 day delay between transfer attempts or if 6 months passes after contract signing.

$200 / month
$250 / month

Cancelled Cycle fee$500

Paid for non-medical cycle cancellation after medication is started. This is rare.

Loss of Reproductive Capabilities

Any Loss of or loss of function to tubes, uterus, and/or complete hysterectomy, or surgery for an ectopic pregnancy.

$1,000 for most organs
$5,000 for uterus or hysterectomy

Insurance available to cover this cost.

Amniocentesis Fee

To compensate for the discomfort associated with amniocentesis.

$750 first needle insertion, $250 subsequent

D&C, Selective Reduction Termination$1,500

To compensate for additional pain and suffering and added risks. If a reduction or termination is requested after 14 weeks of Pregnancy, Compensation will be $5,000.

$1,500 per procedure

$5,000 if after 14 weeks due to it being surgical.

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