Surrogate Mother Compensation

What state do you live in

Do you have insurance?

$37,600 and Up

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First-time surrogates in eligible states without insurance

Base fee: $30,000, plus the additional benefits below averaging $7,600.

$42,600 and Up

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First-time surrogates in high-demand states without insurance, or surrogates in eligible states with insurance.

Base fee: $35,000, plus the additional benefits below averaging $7,600.

$47,600 and Up

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Experienced surrogates in high-demand states without insurance, or first-time surrogates in high demand states with insurance.

Base fee: $40,000+, plus the additional benefits below averaging $7,600.

Thank you for your generosity and thoughtfulness in deciding to be a surrogate! There are sooo many benefits to being a surrogate- You get to help a deserving family create the family of their dreams, you get to join an amazing community of generous, wonderful women, and you get to help your family out with financial benefits. Below we list the financial compensation available to you as a surrogate. Though each surrogacy contract is unique, most of our surrogates will receive the benefits listed below during their surrogacy with us. In addition, because we one of our co-founders is a three time surrogate, we offer surrogates the unique experience of having a previous surrogate on their side throughout the journey.

Our surrogates select their intended Parents FIRST. There is no forced matching. You will have the ability to select from one of our many Intended Parents waiting to match with you. You see their profile first, and will read about their family history, struggles with infertility, and get to know them and why they need you to create their family. Only once you have selected the profile or profiles you are interested in will your selected Parents see your profile. Once you like each other on paper, then we will proceed to a mediated phone call and in person meeting. Most of our Intended Parents and Surrogate go on to become lifelong friends!

We treat our surrogates well and with respect! All coordinators are all previous surrogates through our program. We understand what you are going through and will support you fully. Many of our surrogates decide after going through our program to join us as coordinators! We take surrogates on retreats, give delivery gifts, and generally care more about your experience than other agencies. We’ll protect you with your own attorney, and a fully funded escrow account. Our Surrogate’s expenses are reimbursed weekly, not monthly like other agencies. We offer direct deposit, and payments will appear in your account on the first of the month. We can also advance funds for travel and pre-pay travel costs so you do not have to spend your own money. We pay generous referral bonuses to anyone who refers a surrogate to us who matches through our program and signs legal agreements with their parents.

Additional Benefits as needed

$250 Mock Cycle

$500 Cancelled Cycle

$1,000 Pregnancy Termination

$1,500 Selective Reduction

$500 Per Invasive Procedure

$5,400+ Doctor-Ordered Bedrest

$5,000 Reproductive Organ Loss

$2,500 first C-Section, $1500 subsequent

$8,000 Multiples Fee

See If I Qualify
Pre-pregnancy Benefits
  • Pre-pregnancy Benefits
  • All travel expenses to IVF clinic paid for you AND companion- including childcare, lost wages, meal allowance and all travel costs.
  • $200/mo OR $250/month for International Parent matches paid for miscellaneous expenses begun when you sign contracts with your Intended Parents
  • $750 per transfer attempt – paid immediately
  • Independent legal counsel provided for you at no cost
  • $3,000 in expected benefits
Benefits during pregnancy
  • $200 / month Miscellaneous Fee or $250 for International parent matches (Increases to $250/300 if you are carrying twins) ($3,000+ total)
  • $800 (singleton) or $1,000 (multiples) Maternity Clothing Allowance
  • $2,500 C-Section fee or $1,500 for a repeat C-section fee
  • 2 weeks of lost wages paid for a vaginal delivery, 6 weeks for a c-section
  • Childcare paid for recovery time
  • 24/7 Coordinator Support by a Surrogate who has been through our program
  • $750 paid for you to attend the Surrogate Support retreat
  • $250,000 Life Insurance Policy
  • Medical and Financial Billing Assistance
  • 24/7 access to your escrow portal showing expected payments and sent payments
  • 2 day processing of all reimbursement requests


Additional Benefits as needed
  • $500 Mock Cycle Fee
  • $500 Cancelled Cycle (non-medical reasons)
  • $1,500 Pregnancy Termination
  • $1,500 Selective Reduction
  • $500 Per Invasive Procedure
  • $5,400+ Doctor-Ordered Bedrest (lost wages and childcare)
  • $5,000 Reproductive Organ Loss
  • $2,500 Caesarean Section (subsequent $1,500)
  • $8,000 Multiples Fee

In addition to the above benefits, what you gain with Simple Surrogacy is the support and understanding from a Women-owned agency run by previous surrogates and egg donors. We have been in your position, and we know exactly how to support Surrogates throughout their journeys. Our over 17 years of experience combined with our intimate knowledge of what it takes to be a surrogate can make your journey the ideal, life-enhancing experience it should be!


Total Compensation, Benefits and Expenses$40,000



Gestational Surrogate Base Compensation

Paid to Surrogate in 8 equal installments over the course of the pregnancy, beginning with confirmation of pregnancy via heartbeat through ultrasound.

First time Surrogate$35,000

Average, some states higher

First time Surrogate with lnsurance coveríng materníty (no Exclusions or payback)$40,000

Average, some states higher

Traditional Surrogates$40,000

Starting at $40,000

Experienced Surrogates$40,000+

Experienced Surrogates name their own compensation within reason.


Monthly Allowance

ln lieu of itemized reimbursements, this monthly fee covers expenses during pregnancy.

$200 / Monthly
$250 / International IPs
$250 / $300 Twins beginning in second trimester
APROX $2,000 singleton
APROX $2,500 twins

Maternity Clothing Allowance

$800 singleton
$1,000 multiples

Embryo Transfer Fee$750

Paid after each embryo transfer procedure.

$750 for Fee
Plus actual expenses

Invasive Procedure Fee$500

To compensate for invasive procedures.

$500 / per procedure

IUI Fee$250

Paid per cycle for IUls in Traditional Surrogates. Not paid to Gestational Surrogates who receive the transfer fee.

$250 / cycle

Surrogate Retreat$750

Retreat taken every year by Surrogates who have delivered in our program.

Estate Planning Documents$1500

Each Surrogate will receive estate plans drafted for the lntended Parent’s rights at the hospital, that continue to cover the surrogate beyond delivery. These documents are Declaration of Guardianship for her Children, Medical Power of Attorney, Financial Power of Attorney, Living will and HIPPA. We design these documents to continue to work for you beyond the surrogacy.

Life lnsurance$450

Each Surrogate will receive the benefit of a $250,000 minimum Life Insurance policy in the event of their demise, paid to their family.

$450 Value


Lost Wages$25,000

Lost wages are determined by actual after-tax earnings and varies based on disability insurance and actual earnings for working Surrogates only. These are paid for Transfer and Bed Rest or work restriction.

Depends on Surrogate’s hourly wage

Lost Wages for Spouse$3,000

There may be lost wages for spouse (after tax earnings as verified by recent pay stub) for medical evaluation trip, embryo transfer trip, invasive procedures, legal filings, emergencies and if necessary for birth.

Depends on hourly wage

Meal Allowance

lf travel of more than half a day is necessary to fulfill obligations under the contract.

$50 / day
$25 / day companion (In addition to your amount)

Travel Expenses

lncludes possible hotel, parking, round-trip economy airfare for GS and companion (if required), travel to and from airport.


Local Travel

lf Surrogate is required to travel by car to doctor, clinic visits, monitoring clinic, etc. Mileage is only reimbursed after the first 100 round trip miles per trip.

$.585 / mile
or current IRS guidelines

Bed Rest Compensation

If put on doctor ordered bed rest (during pregnancy, miscarriage, termination/selective reduction procedure, amniocentesis, etc.) This fee covers housekeeping and childcare.

$250 / week, $6,000 Cap
or per Surrogacy Agreement

Twins Housekeeping Allowance

If carrying twins or greater, a housekeeping allowance paid to the Surrogate from 26 weeks of pregnancy, paid weekly.

$75 / week

Child Care$200 - $600

ln the event of needing childcare to fulfill contractual obligations.

$200 – $600 Per week, depending on number of children and surrogate agreement.

Multiple Fee$8,000

Fee paid for each additional child carried beyond one.

$8,000 / child


To compensate for additional pain and suffering and added risks. The fees shown are typical but experienced Surrogates may request more than quoted amounts.

$2,500 first C-section,
$1,500 subsequent


Milk Pumping$1 / ounce

Paid weekly for Milk Pumping following birth.

$1 per ounce

Plus all pumping expenses and shipping

Delay fee

Paid if there is a 90 day delay between transfer attempts or if 6 months passes after contract signing.

$200 / month
$250 / month

Cancelled Cycle fee$500

Paid for non-medical cycle cancellation after medication is started

Loss of Reproductive Capabilities

Any Loss of or loss of function to tubes, uterus, and/or complete hysterectomy, or surgery for an ectopic pregnancy.

$1,000 for most organs
$5,000 for uterus or hysterectomy

Amniocentesis Fee

To compensate for the discomfort associated with amniocentesis.

$200 first needle insertion, $250 subsequent

D&C, Selective Reduction Termination$1,500

To compensate for additional pain and suffering and added risks. If a reduction or termination is requested after 14 weeks of Pregnancy, Compensation will be $5,000.

$1,500 per procedure

$5,000 if after 14 weeks

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